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Home > Planned Giving > Are You Ready for Unpredictable Change?

Are You Ready for Unpredictable Change?

It Doesn't Have to Be All or Nothing
You can name us as a contingent beneficiary of your retirement plan assets or life insurance policies. That way we benefit only if your primary beneficiary is no longer living.

Your Will Does Not Control These Assets

  • IRAs, 401(k)s and other retirement plan assets. With each account, you will need to name a beneficiary to receive the benefits of your plan.
  • Life insurance policies. You will need to name the beneficiaries of your life insurance policies to receive the death benefits after your lifetime.
  • Any assets you own jointly with rights of survivorship. If you are the first of the two joint owners to die, your part will automatically pass to the surviving joint owner. Note, however, that your share of assets held as tenants in common will flow through your will to your beneficiaries.

eBrochuresBrowse more helpful tips on starting your estate plans.



Contact your estate planning attorney to learn more about making your plans the best they can be. If you would like to include us in your will or other estate plans, we can help. Just contact Julie Snyder at 716-862-1992 or jsnyder@chsbuffalo.org.

[related links]
> Getting Started > 4 Steps to Your First Will > Case Study > When and How to Update Your Will > What Your Will Can't Do > How to Find an Estate Planning Attorney > Your Next Steps

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The information in this Web site is not intended as legal advice. For legal advice, please consult an attorney. Figures cited in examples are for hypothetical purposes only and are subject to change. References to estate and income tax include federal taxes only. Individual state taxes and/or state law may impact your results.